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Best Places for Propane Equipment Financing

propane equipment financing

When it comes to finding efficient and cost-effective energy solutions, propane stands out as a popular choice for both residential and commercial applications. However, the initial investment in propane equipment can be significant.

This is where propane equipment financing becomes crucial. It offers individuals and businesses a pathway to access the necessary technology without straining their finances. In order to help both commercial enterprises and homeowners, we evaluated various companies to find the best places to secure propane equipment financing, focusing on providers that combine competitive rates with flexible terms to meet a variety of needs.

Best propane equipment financing providers

Whether you’re looking to upgrade your home heating system, expand your business’s energy capabilities, or simply seeking the most economical way to finance your energy needs, our guide aims to navigate you through the top financing options available in the market.

Get quotes from up to 5 propane dealers in your area today to get the best pricing on propane delivery.

Civista Leasing & Financing

Civista Bank is a well-rounded financial institution, offering personal banking accounts, small business accounts, commercial accounts, and wealth management. Established in 1991 by Fred Summers, Civista’s division specializing in equipment leasing, previously known as VFG, supports businesses of all sizes — from small enterprises to large corporations — in obtaining the necessary equipment to operate and expand. Having facilitated more than 5,000 deals, our skilled professionals are committed to designing the optimal financing plan to meet your objectives. Civista offers both equipment leasing and equipment financing.

What’s more, Civista specializes in equipment for the propane industry, giving it a leg up on many other equipment lenders whose focus is more general. They offer a wide range of financial services, including:

  • Commercial finance agreements
  • Master lease lines of credit
  • Operating leases
  • Capital leases
  • Fair market value (FMV) leases
  • Terminal rental adjustment clause (TRAC) leases

In addition to offering 100% financing, Civista is known for its quick turnaround, customized payment plans, and broad range of loan and leasing structures. Plus, on top of catering specifically in propane equipment needs, Civista also offers financing options for specialty trucks and vehicles. This can be huge for propane companies in need of expanding their fleet of vehicles.

Ascentium Capital

A division of Regions Bank, Ascentium Capital has long served equipment financing and leasing needs. They offer a range of business financing solutions that are designed to be flexible, meeting the diverse needs and objectives of businesses. Whether it’s leasing new equipment or securing working capital, Ascentium is committed to developing payment plans that align with your specific requirements. For example, they can arrange for payments to be deferred and spread over a period of up to 84 months. This approach to business financing allows companies to conserve substantial cash reserves and maintain their existing lines of bank credit, ensuring financial stability and flexibility.

Ascentium Capital makes it possible for companies to gain access to the necessary funds for acquiring business equipment, commercial vehicles, technology products, and more. This access to capital is crucial for businesses looking to invest in their growth and operational efficiency without the immediate financial burden. With their financing solutions, companies can navigate their expansion and technological upgrades more smoothly, ensuring they have the tools they need to succeed.

Ascentium’s equipment financing and leasing programs are designed with your business growth in mind. Ascentium Capital offers up to $2 million in financing for both new and used equipment and technology, with a simple application process for amounts up to $250,000. Their services are characterized by quick credit decisions, minimal to no upfront costs through deferred payment options, and the confidence of shopping with pre-approvals to know your budget limits. Additionally, like Civista, Ascentium offers 100% financing that covers not just the equipment cost but also ancillary expenses like shipping, taxes, and more, ensuring companies can avoid significant upfront investments.

Barber Oil & Propane

Barber Oil & Propane is located in Pennsylvania, providing heating oil and propane solutions to both residential and commercial customers. They recognize that upgrading your heating or cooling system represents a significant investment for many of their clients. If you’re considering purchasing new heating or A/C equipment for your home or business but are hesitant about covering the full cost upfront, Barber Oil & Propane can provide financing at low interest rates. Opting for financing comes with numerous benefits. It offers peace of mind by eliminating the need to adjust your budget significantly to afford the system in one payment. Instead, you can spread the cost over time with manageable monthly payments. This financing option not only facilitates the purchase of high-efficiency heating and cooling equipment, which can lead to substantial savings on your energy bills, thereby making it an astute investment but also ensures a quick and hassle-free approval process. Additionally, you might be eligible for federal tax credits for installing select energy-efficient systems, enhancing the financial benefits of your upgrade. Barber Oil & Propane collaborates with top third-party finance companies to ensure you receive the best possible rates, giving you multiple financing options tailored to suit your project’s specific needs.

Get quotes from up to 5 propane dealers in your area today to get the best pricing on propane delivery.


Petro Home Services provides a variety of propane, heating oil, and HVAC solutions. They include equipment financing — such as propane equipment sales, installation, and repair services — as well as propane delivery. Their collaborations with numerous leading brands empower Petro to provide you with state-of-the-art, energy-efficient propane equipment and services. This range includes Petro propane equipment, along with both underground and above-ground tank installations of all sizes. They cater to your home’s warmth and comfort needs with advanced home heating systems and water heaters, as well as room and garage heaters. For leisure and relaxation, Petro offers heating solutions for swimming pools and hot tubs. Additionally, they enhance the ambiance of your living spaces with fireplaces and fireplace inserts. Petro’s comprehensive services extend to expert piping and plumbing, ensuring your setup is efficient and reliable. To keep your equipment in top condition, Petro also offers emergency repair services and preventative maintenance, ensuring your propane systems operate smoothly and efficiently year-round.

Dead River Company

Dead River Company is one the largest propane companies in the United States. Located in South Portland, Maine, Dead River Company is a family-operated enterprise with deep roots in the energy sector, offering propane, heating oil, and various energy solutions across the Northeastern United States. Since its inception in 1909, Dead River has established a solid track record for dependable and prompt services, playing a crucial role in keeping homes and businesses warm, particularly through the challenging winters characteristic of New England. The company provides a wide array of services, including the delivery of propane, installation of heating systems, and conducting maintenance operations. Dead River is committed to ensuring customer satisfaction through tailored service agreements, automated delivery schedules, and round-the-clock emergency support. Their enduring commitment and service to local communities have cemented Dead River Company’s position as a reliable energy provider in the area. With annual sales reaching 68 million retail gallons of propane, they have a significant operational footprint across four states, underscoring their importance in the regional energy landscape.

In terms of financing, investing in new high-efficiency heating equipment can enhance the comfort of your home while also leading to savings on energy expenses. Dead River Company collaborates with GreenSky, LLC to provide you with accessible financing solutions. They offer a range of unsecured loan options, where approval depends solely on your creditworthiness. These plans are designed with your convenience in mind, featuring an easy application process, the opportunity for 100% financing, and the absence of any penalties for early repayment. This approach ensures that upgrading your home heating system is both straightforward and financially manageable. You have the options to get interest-free financing if you pay in full in 6 months or 12 months, as well as get a fixed rate for 8 years.

Get quotes from up to 5 propane dealers in your area today to get the best pricing on propane delivery.

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